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Cozy Chocolate Chip Banana Bread Recipe with Easy Crisp Streusel Topping

chocolate chip banana bread - featured image

A moist and flavorful banana bread with melty chocolate chips and a crisp cinnamon-sugar streusel topping, perfect for a comforting treat any time of day.

Ingredients

Scale
  • 3 medium ripe bananas, mashed
  • 1 ¾ cups (220g) all-purpose flour
  • 1 teaspoon baking soda
  • ½ teaspoon salt
  • 1 teaspoon ground cinnamon
  • ½ cup (115g) unsalted butter, melted and cooled
  • ¾ cup (150g) granulated sugar
  • ¼ cup (50g) brown sugar, packed
  • 2 large eggs, room temperature
  • 1 teaspoon vanilla extract
  • 1 cup (175g) semi-sweet or dark chocolate chips
  • For the streusel topping:
  • ½ cup (60g) all-purpose flour
  • ⅓ cup (65g) brown sugar, packed
  • ½ teaspoon ground cinnamon
  • 3 tablespoons (45g) unsalted butter, cold and cut into small cubes
  • Optional: pinch of salt

Instructions

  1. Preheat your oven to 350°F (175°C). Grease a 9×5-inch loaf pan well or line it with parchment paper, leaving some overhang for easy removal.
  2. Prepare the streusel topping: In a small bowl, combine ½ cup flour, ⅓ cup brown sugar, and ½ teaspoon cinnamon. Add cold butter cubes and use a pastry cutter or fork to mix until coarse crumbs form. Refrigerate while making the batter.
  3. In a medium bowl, whisk together 1 ¾ cups flour, baking soda, salt, and 1 teaspoon cinnamon.
  4. In a large bowl, whisk granulated sugar, brown sugar, and melted butter until smooth. Add eggs one at a time, beating well after each addition. Stir in vanilla extract.
  5. Stir in mashed bananas until fully incorporated; batter will be thick and slightly lumpy.
  6. Gently fold dry ingredients into wet ingredients using a rubber spatula until just combined; avoid overmixing.
  7. Fold in chocolate chips, reserving a handful for topping if desired.
  8. Pour batter into prepared loaf pan and smooth the top.
  9. Evenly sprinkle chilled streusel topping over batter, pressing lightly to adhere. Add reserved chocolate chips on top if using.
  10. Bake on center rack for 55-65 minutes. Check doneness at 55 minutes with a toothpick; it should come out with a few moist crumbs.
  11. If the top browns too quickly, tent loosely with foil for the last 10 minutes of baking.
  12. Cool bread in pan for 15 minutes, then transfer to a wire rack to cool completely before slicing.

Notes

Use overripe bananas for best sweetness and moisture. Avoid overmixing the batter to keep bread tender. If top browns too fast, tent with foil. Streusel topping adds a delightful crunch and flavor contrast. For gluten-free, swap flour with gluten-free blend; for dairy-free, use coconut oil and dairy-free chocolate chips.

Nutrition

Keywords: banana bread, chocolate chip banana bread, streusel topping, easy banana bread, comfort food, quick bread, cinnamon sugar topping